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February, 2009

7 Disincentives for Employees to Return to Work and How You Can Avoid Them

February 26th, 2009
Author Cameron Nicholson in the Reduce Current Costs category

The following is a list of 7 possible ways that an employee can make just as much (or more) money while they are injured than they would make if they were not injured.
1) Double Dipping – Employees may receive funds from both workers’ compensation and disability insurance if their injury is one that puts [...]

Invest In Your Safety Plan and Workers’ Compensation Programs and Save!

February 26th, 2009
Author Craig Caskey in the Prevent Future Claims category

If you purchased $1,000 of shares in Delta Airlines one year ago, you would have $49.00 today. If you purchased $1,000 of shares in Lehman Brothers one year ago, you would have $0.00 today. Tough economic times call for aggressive measures. Invest in your company’s safety program and your injured workers return to work program.
Designing a good [...]

Workers Compensation Costs Driven By Inappropriate Claims!

February 19th, 2009
Author Craig Caskey in the Prevent Future Claims category

Inappropriate claims are one the biggest driving costs of workers compensation increases. Up to 25 percent of all filings may have some form of fraud. There are many possible causes, including misunderstandings, miscommunication, cost shifting from a non-occupational health care plan, employee resentment, non-efficient service providers, and outright fraud. The National Insurance Crime Bureau estimates that workers’ compensation [...]

One Employee Incident, Two Worker Compensation Claims?

February 18th, 2009
Author Jessica Williams in the Prevent Future Claims category

Do you have any pregnant employees? If so, are you responsible for work related injuries to their unborn child? It is a delicate situation when it comes to injuries involving those in utero. In the late 1980s, there was a case involving a San Francisco Macy’s department store employee who complained to the company nurse [...]

Prevent Injuries with Diet, Weight Management & Exercise

February 12th, 2009
Author Craig Caskey in the Prevent Future Claims category

Most companies have injury prevention programs in place that will cover topics such as lifting, proper equipment or attire, but not often do these programs cover eating and exercise, which are important aspects of injury prevention.
We all know about eating healthy to keep out hearts strong and/or to lose weight and feel good. Most of [...]

Accident Investigations: An Essential Tool in Every Work Comp Management Program

February 9th, 2009
Author Cameron Nicholson in the Prevent Future Claims category

Performing accident investigations when an employee gets injured is an important step in carrying out your company’s work comp management program. The first reason that comes to many people’s minds for conducting an accident investigation is probably to prevent a fraudulent claim from being filed, but there are many other good reasons for conducting these [...]