Health care providers come in all stripes and the quality of care can vary greatly. Relying solely on your insurance carrier or TPA (third-party administrator) network can be costly. These networks are built by finding providers who will agree to a discounted reimbursement rate, in exchange for more referrals. Some of these providers see very [...]

Regardless of the industry you’re in, the best way to control the cost of workers’ compensation premiums is to avoid injury claims. A safe environment, effective safety training, and ongoing programs to promote safe work habits are keys to preventing employee injury.
Once new employees are properly trained to perform their jobs safely, it’s important to maintain safety [...]

Obesity is an obstacle that many Americans face, and combining that with the recovery from an injury severely impacts the healing process. Results from a new study in Columbus, Ohio suggest that extremely obese people are more likely than normal-weight people to injure themselves. With this statistic looming, it is vital that we don’t let [...]

Visiting a doctor’s office can make your injured workers nervous, impatient, or even scared. They may end up having only a few minutes with their health care provider. Later, they might remember something they forgot to ask, or they may forget what the doctor or nurse said. Being prepared can help them get the information they need. Here are some tips you can give to [...]

Are Oprah or Jerry Springer offering addictive content in their television shows? Is this one of the reasons lost-time workers’ compensation claims can get out of control?
OK, maybe it’s not Oprah’s fault. There are complex psycho-social factors at work when an individual is off work, nursing an injury, with a reduced income. Managing these factors [...]

It is much easier to prevent workers compensation fraud than it is to prove it. As an employer it is important to make sure to hire people who have the skills and the character that best fit with your company. Having a sound hiring policy is a good place to start.
Here are a few suggestions [...]

Many people injured at work place all of the responsibility of getting well on the doctor. But, what most injured workers do not appreciate is that you have the ability to heal yourself! The doctor is an important part of the process but he only guides you down the right path. It is up to [...]

Too many employers believe that workers’ compensation is insurance. Premium rates, experience modifiers, claim reserves…this is not workers’ compensation. This is just a way to finance it.
Workers’ compensation was designed to ensure that injured employees have access to medical care and salary indemnification for work-related injuries. This system was established at a time when some [...]

“Just reading the material made me realize I could lose weight without having to exercise that much,” one of my injured employees said to me the other day. Simple eating changes accompanied by drinking plenty of water every day can improve health, weight, and skin problems – no matter what your activity level. Being idle because [...]